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Benefits 2.0

Insights for government plan sponsors

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Stability isn't the same as security

Government workers enjoy some of the most comprehensive benefits packages in the American economy: stronger retirement provisions, broader health coverage and more predictable employment than nearly any other sector. Yet stability alone is no longer enough. As retirement rules shift, healthcare costs rise and legacy systems struggle to keep pace, workers who once relied on relatively straightforward benefits decisions are now navigating a more complex landscape than ever before.

New research from Economist Enterprise, supported by Nuveen, examines why strong benefits and high confidence aren't translating into the kind of ongoing planning today's environment demands, and what employers can do to turn a historically stable system into one that actively supports workers through change. Explore the research to see what the data shows.

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Stability still matters
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Government workers prioritize benefits that deliver day-to-day stability

Predictability, paid leave, health coverage and flexibility remain powerful retention drivers:

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High confidence, low reassessment
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Government workers feel confident navigating benefits, but revisit decisions less frequently

77% feel confident comparing benefit options during open enrollment.

But only 28% actively review or change retirement choices after making initial decisions.

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Maintaining stability under pressure
Challenge of using benefits icon
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As benefits become more complex, workers value personalized support tools

Retirement policy changes, rising healthcare costs and administrative strain are putting pressure on historically stable public-sector benefits.

Workers want new tools to help benefits adapt. Their top picks include:

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Dive into the research with Economist Enterprise

Benefits 2.0

Stable benefits, shifting pressures: Adapting to change in the government sector

Explore survey findings on how U.S. government employees navigate evolving retirement policies, rising healthcare costs, and increasing administrative demands.
Benefits 2.0

Shorter retirement delays, but not for all

Government workers expect to retire closer to their ideal timing than other sectors, but gaps remain. Explore how retirement delays vary across the government workforce.
Benefits 2.0

What attracts workers to government jobs

Job stability drives retention across the government workforce, but the value of retirement benefits varies widely by age, income, and plan type.

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Nuveen Retirement Investing sales desk

Nuveen and Economist Enterprise, or any of their affiliates or subsidiaries are not affiliated with or in any way related to each other. The research was independently developed by Economist Enterprise and is sponsored by Nuveen, LLC. This material is prepared by and represents the views and opinions of Economist Enterprise, and does not necessarily represent the views and polices of Nuveen, LLC, its affiliates, or other Nuveen staff.

This material, along with any views and opinions expressed within, are presented for informational and educational purposes only as of the date of production/writing and may change without notice at any time based on numerous factors, such as changing market, economic, political, or other conditions, legal and regulatory developments, additional risks and uncertainties and may not come to pass. There is no promise, representation, or warranty (express or implied) as to the past, future, or current accuracy, reliability or completeness of, nor liability for, decisions based on such information, and it should not be relied on as such. This material should not be regarded by the recipients as a substitute for the exercise of their own judgment.

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