1 TIAA 2024 Plan Sponsor Survey.
2 Source: TIAA is ranked number 2, according to SNL Financial as of 31 Dec 2024.
3 Financial Strength: The TIAA General Account, December 31, 2025. Total assets $316.3 billion. Total TIAA assets include, in addition to the General Account, separately managed accounts such as the Real Estate Account and TIAA Stable Value.
4 For stability, claims-paying ability and overall financial strength, TIAA is one of only three insurers to currently hold the highest possible rating available to US Insurers from all four leading insurance company rating agencies: A.M. Best (A++ rating affirmed as of July, 2025), Fitch (AAA rating affirmed as of February, 2026), Standard & Poor’s (AA+ rating affirmed as of November, 2025) and Moody’s Investors Service (Aa1 rating affirmed as of February, 2026). Ratings do not apply to variable annuities or investment products, which are subject to market risk and will fluctuate in value.
5 2024 NAIC annual statement page 27, annuities, sum of individual and group income payable.
6 Any guarantees under annuities issued by TIAA are subject to TIAA’s claims-paying ability. Past performance is no guarantee of future results. Guarantees of fixed monthly payments are only associated with fixed annuities.
7 TIAA may share profits with TIAA Secure Income Account owners through declared additional amounts of interest during accumulation, higher initial annuity income, and through further increases in annuity income benefits during retirement. TIAA fixed annuity interest and income benefits include guaranteed amounts plus additional amounts as may be established on a year-by-year basis by the TIAA Board of Trustees. The additional amounts, when declared, remain in effect through the “declaration year,” which begins each March 1 for accumulating annuities and January 1 for payout annuities. Additional amounts are not guaranteed beyond the period for which they are declared. Lifetime income payments from TIAA Secure Income Account may include a TIAA Loyalty Bonus® which is discretionary and determined annually.
8 Guarantees are only applicable to the amount allocated to the fixed annuity portion of the solution. The value of the rest of the solution isn’t guaranteed at any time, and will fluctuate with market changes and investors may lose money. Asset allocation and diversification do not ensure a profit or protect against a loss. Additionally, there is no guarantee this investment option will provide adequate income at or through retirement.
TIAA Secure Income Account is a fixed annuity product issued through this contract by Teachers Insurance and Annuity Association of America (TIAA), 730 Third Avenue, New York, NY, 10017: Form series including but not limited to: TIAA-UQDIA-002-K, TIAA-STDFA-001-NUV and related state specific versions. Not all contracts are available in all states or currently issued. The TIAA Secure Income Account is approved for issuance in 52 of 53 U.S. insurance jurisdictions. It is not approved to be issued to New York-domiciled contract holders. Annuity contracts may contain terms for keeping them in force. We can provide you with costs and complete details. The TIAA Secure Income Account is a guaranteed insurance contract and not an investment for federal securities law purposes.
The ability to annuitize is subject to plan rules. Converting/Exchanging some or all of your savings to income benefits (referred to as “annuitization”) is a permanent decision. Once income benefit payments have begun, you are unable to change to another option.
