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- Outcomes-based focus “through glidepath” design
- Risk management through alpha and beta diversification
- Proven track record with competitive fees
Informed by a 100 year commitment to retirement income strategies, the TIAA-CREF Lifecycle Suite, available in both an active and passive series, provide an outcome-oriented approach designed to help build sufficient savings and income through retirement. Our distinctive glidepath design informed by 60 years of asset allocation experience, seeks to balance market risk and longevity risk to prepare participants for a potentially longer retirement.
On September 30, 2022, the Lifecycle suite of funds began to implement a change to the strategic asset allocation. These enhancements include an increase in the equity by 4% at +20 and +15 years to retirement which are sourced from the fixed income allocation.
Learn why we believe that these changes may help improve risk-adjusted returns, better track the nature of evolving human capital and help enhance retirement outcomes.
- Retirement heritage
When Nuveen was acquired by TIAA in 2014, we brought together two strong legacies with over 100-years of retirement success. As retirement pioneers, TIAA established the first investment fund dedicated to providing financial security for aging workers. We know retirement, it’s in our DNA. As a result, we are driven to improving retirement readiness. We bring clients our best thinking to address retirement challenges and seek to create better outcomes for participants.
- Forward-looking design
Informed by the past, built for an uncertain future. Asset allocation decision are driven by human capital/financial capital investment framework through investors’ working years and retirement. We measure the success of our Lifecycle and Lifecycle index Funds based on their ability to enable investors to meet specific savings goals and retirement income objectives. Our extended glidepath (30 years post retirement) aligns with investor behaviors.
- Client alignment
We have performed industry-leading enhancements to the Lifecycle and Lifecycle index Funds since their inception in 2004.
Target date mutual funds performance
A contractual arrangement is in place that limits certain fees and/or expenses. Had fees/expenses not been limited (“capped”), currently or in the past, returns would have been lower. Expense Cap Expiration Date: 30 Sep 2023. Advisor has contractually agreed to waive the Fund's entire 0.10% Management fee. This waiver will remain in effect through 30 Sep 2023, unless changed with the approval of the Board of Trustees. The Management fee has been fully waived since the Fund's inception. Please see the prospectus for details.
The annual expense charge may include fees for the target date fund and fees for the underlying funds; in general, target date funds indirectly bear their pro rata share of the fees and expenses incurred by the underlying funds.
Net and gross expense ratios are based on the funds' most recent fiscal year end. Please refer to the fund's overview page or the most recent fund prospectus for additional information regarding the calculation of the net expense ratios.
A contractual arrangement is in place that limits certain fees and/or expenses. Had fees/expenses not been limited ("capped"), currently or in the past, returns would have been lower. Expense Cap Expiration Date: 30 Sep 2023. Please see the prospectus for details.
Featured target date funds
To view standardized and/or monthly performance, click the fund's ticker symbol.
1 Source: Morningstar Direct as of 30 Jun 2022 using average returns across all passive target date series and then ranking them. Results do not reflect the effects of sales charges, account fees or taxes and assume all distributions are reinvested. Past performance is no guarantee of future results.
Past performance does not guarantee future results. For current performance, rankings and prospectuses, please visit Nuveen.com.
Mutual fund investing involves risk; principal loss is possible. There is no guarantee the Fund’s investment objectives will be achieved and the target date is an approximate date when investors may begin withdrawing from the Fund. Target-date mutual funds are actively managed, so the asset allocation is subject to change and may vary from that shown and after the target date has been reached, the Fund may be merged into another with a more stable asset allocation. The Fund is a fund of funds subject to the risks of its underlying funds in proportion to each Fund’s allocation. These risks include those of fixed income underlying funds risks which may be susceptible to general movements in the bond market and are subject to credit and interest rate risks as well as those of equity underlying funds risks, such as foreign investment and issuer risks. Credit risk arises from an issuer’s ability to make interest and principal payments when due, as well as the prices of bonds declining when an issuer’s credit quality is expected to deteriorate. Interest rate risk occurs when interest rates rise causing bond prices to fall. The Fund’s income could decline during periods of falling interest rates. Non-U.S. investments involve risks such as currency fluctuation, political and economic instability, lack of liquidity and differing legal and accounting standards. These fixed-income underlying funds risks, such as call, extension, and income volatility risks as well as other risk considerations, such as active management risk, equity underlying funds risks and direct real estate risks, are described in detail in the Fund’s prospectus.
Before investing, carefully consider fund investment objectives, risks, charges and expenses. For this and other information that should be read carefully, please request a prospectus or summary prospectus from your financial professional or Nuveen at 866.832.1406.
The investment advisory services, strategies and expertise of TIAA Investments, a division of Nuveen, are provided by Teachers Advisors, LLC and TIAA-CREF Investment Management, LLC. Nuveen Securities, LLC, member FINRA and SIPC.