Skip to main content
utility-drawer__close
0
Welcome to Nuveen
Select your preferred site so we can tailor your experience.
Select Region...
  • Americas
  • Asia Pacific
  • Europe, Middle East, Africa
location select
Select Location...
  • Canada
  • Latin America
  • United States
  • Australia
  • Hong Kong
  • Japan
  • Mainland China
  • Malaysia
  • New Zealand
  • Singapore
  • South Korea
  • Taiwan
  • Thailand
  • Other
  • Abu Dhabi Global Market (ADGM)
  • Austria
  • Belgium
  • Denmark
  • Finland
  • France
  • Germany
  • Ireland
  • Italy
  • Luxembourg
  • Netherlands
  • Norway
  • Spain
  • Sweden
  • Switzerland
  • United Kingdom
  • Other
location select
Select Site...
  • Institutional Investor
  • Individual Investor
  • Financial Professional
  • Global Cities REIT (GCREIT)
  • Green Capital
  • Private Capital Income Fund (PCAP)
location select
This site and all the information contained herein is general and/or educational in nature. Individuals should consult an investment advisor before making any investment decisions. By using the site I agree to the applicable terms for Financial Intermediaries, Institutional Investors and Individuals.
Privacy notice Cookie policy, terms of use
Accept to continue
Contact Nuveen
Up to 600 characters
Please check reCaptcha to continue
*Indicates Response Required
Thank You

Thank you for your message. We will contact you shortly.

Retirement

nextAdvisor: Taking knowledge-filled action on 401(k) participant behavior

02 Jun 2026  
1 min. read
An image of an pier.

The 401(k) landscape is shifting. As more participants near retirement having spent their careers in defined contribution plans, the focus has moved from accumulating savings to generating lasting income. Yet most plans still lack formal retirement payout options, making withdrawal planning resources more critical than ever.

Nuveen and the TIAA Institute surveyed more than 2,100 401(k) participants to examine how participants are approaching withdrawal strategies and using plan resources. It also explored retirement fluency and longevity literacy, recognizing that true income security depends on the decisions individuals make throughout their working and retirement years.

This toolkit highlights the key findings to help you lead meaningful retirement readiness conversations with your institutional clients.

Want to have a conversation with Nuveen? Contact your regional retirement specialist.

Image of an pier.

Read the research from Nuveen and the TIAA Institute

Take an in-depth look at the research conducted and the perspectives that 401(k) participants shared.
Read research paper

Resources to use with your plan sponsors

1. Send this email to share an overview of this research study with your clients.
Send email

Inform your clients about the latest research around participant behaviors.

Start a conversation with clients on lifetime income email template
Share flier

This flier provides a high-level overview of the research and key findings.

401k participant behavior PDF
Give presentation

Key findings from the research offers actions for plan sponsors and advisors.

401k participant behavior
3. Use these infographics as leave-behinds following your presentation.
Plan Sponsor Action Plan

Help plan sponsors improve retirement readiness.

3 ways 401k plan sponsor can help
Retirement Fluency Flyer

A first-of-its-kind retirement fluency and longevity literacy quiz.

Retirement fluency and longevity literacy quiz

Amplify your voice

Share the following content to amplify your voice among your plan sponsor clients and socialize these important findings that could impact the future of successful retirement outcomes for American workers.

Please check with your firm’s social media policy prior to posting.
Download image

[Copy & paste]

How prepared is the average plan participant for the transition from saving money to spending it in retirement? A recent study of over 2,100 participants from Nuveen and the TIAA Institute deliver some eye-opening results. Reach out for more information.

Knowledge and action
Download image

[Copy & paste]

A recent study of over 2,100 participants from Nuveen and the TIAA Institute explores three ways 401(k) plan sponsors can help improve participants’ retirement readiness. Let’s discuss actions you can take as a plan sponsor.

Institute participant sentiment survey
People walking
PARTICIPANT SENTIMENT RESEARCH
401(k) participants view retirement security as a shared responsibility
People walking
nextADVISOR: RETIREMENT RESOURCE HUB
Insights and tools to help advisors grow their business

Contact us

More contact info
New
Nuveen Retirement Investing sales desk
More contact info
Footer Navigation Arc Background
Investments
Tools
Resources
Glossary
Contact Nuveen
Careers
Media & PR

Insights

Our market insights can give you a competitive edge

Subscribe

This material is not intended to be a recommendation or investment advice, does not constitute a solicitation to buy, sell or hold a security or investment strategy and is not provided in a fiduciary capacity. The information provided does not take into account the specific objectives or circumstances of any particular investor, or suggest any specific course of action. Investment decisions should be made based on an investor's objectives and circumstances and in consultation with their financial advisors. Financial professionals should independently evaluate the risks associated with products or services and exercise independent judgment with respect to their clients.

Nuveen, LLC provides investment solutions through its investment specialists. Nuveen Securities, LLC, member FINRA  and SIPC  .

The TIAA group of companies does not provide legal or tax advice. Please consult your legal or tax advisor.

The information on this website is intended for U.S. residents only. If you are a non-U.S. resident, please visit the Global section of our website www.nuveen.com/global . This material does not constitute a solicitation of an offer to buy, or an offer to sell securities in any jurisdiction in which such solicitation is unlawful or to any person to whom it is unlawful to make such an offer.

NOT FDIC INSURED         MAY LOSE VALUE         NO BANK GUARANTEE         

© 2026 Nuveen, LLC. All rights reserved.

5507244

You are about to access our website for visitors outside of the United States.

Continue

You are about to access our website for Nuveen Global Cities REIT

Continue

You are leaving the Nuveen website.

You are leaving the Nuveen website and going to the website of the MI 529 Advisor Plan, distributed by Nuveen Securities, LLC.
Continue

The Nuveen website for institutional investors is available for you.

Continue

You are about to access our website for visitors outside of the United States.

Continue

You are about to access our website for Nuveen Churchill Private Capital Income Fund (“NC - PCAP”)

Continue
Back to Top