Skip to main content
Add funds
Fund 1
Fund 2
Fund 3
Fund 4
Confirm your location and role
location select
language select

Target date fund education

Chalk watering-can watering a real plant

How do target date funds simplify my retirement plan?

TIAA-CREF Lifecycle Index Fund is an all-in-one investment option that offer a completely diversified portfolio with asset allocations that are geared toward the closest year in which you expect to retire. These funds are professionally managed and utilize a glidepath designed to keep you aligned with your retirement goals.

What is a glidepath?

An important feature of any target date investment is the structure of its glidepath, or the specific mix of stocks and bonds that adjusts over time. A fund’s glidepath generally shows how the stock/bond mix shifts from a more aggressive to a more conservative investment approach over time as the fund moves toward and beyond its target date year. See how target date funds can be your single solution when it comes to retirement savings.

sample target date fund glidepath

Which target date fund series is right for me?

Choosing the correct target date fund is going to depend on the age that’s closest to you when you plan on retiring. Our Lifecycle Index Funds are set up in 5 year increments, giving you multiple target date options. Simply choose the target date that aligns with your projected retirement date.

Understanding Nuveen target date fund opportunities

TIAA-CREF Lifecycle Index Fund

TIAA-CREF Lifecycle Index series includes a total of 13 funds: 12 target retirement date funds at five-year intervals for retirement dates 2010 through 2065, and a retirement income fund for those in retirement. These funds invest in a carefully constructed selection of equity and fixed income passive investments, providing a diversified, professionally managed portfolio. The overall asset allocation of each Lifecycle Index Fund evolves as each fund approaches and continues through its target retirement date, reaching a final “landing” allocation 30 years after retirement.

Lifecyle Index video thumbnail
TIAA-CREF Lifecycle Funds: a simple choice

We know selecting the right retirement plan can be extremely stressful, which is why we are here to help.

Contact your HR team today to enroll in a target date fund that matches your retirement goals.

Additional resources: Lifecycle Index

Related articles
Asset Allocation Dollar cost averaging: opportunity amidst uncertainty
During periods of uncertainty and increased market volatility, investors can easily lose sight of their long-term financial goals or even fall into the trap of trying to time the ups and downs of the market.
Asset Allocation Staying invested: long-term investment horizons
Equity markets tend to rebound over a period of time and missing the top days can significantly impact your returns.
Asset Allocation Case study: Maintaining investment discipline
Following your investment plan can help keep you on track to achieve your investment goals.
Aerial view of the ocean shore

You are on the site for: Financial Professionals and Individual Investors. You can switch to the site for: Institutional Investors or Global Investors

You are about to access our website for visitors outside of the United States.

You are about to access our website for Nuveen Global Cities REIT

You are leaving the Nuveen website.

You are leaving the Nuveen website and going to the website of the MI 529 Advisor Plan, distributed by Nuveen Securities, LLC.

The Nuveen website for institutional investors is available for you.

You are about to access our website for visitors outside of the United States.

You are about to access our website for Nuveen Churchill Private Capital Income Fund (“NC - PCAP”)

Contact us
Contact us
Back to Top