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next issue no. 8: The future of defined contribution

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Issue no. 8

A change of plans 

In this issue of next, we’ll explore topics making news in the defined contribution (DC) world as potential ways to innovate plan design. First, we’ll discuss the increasing importance and innovation around guaranteed income in 401(k) plans. These capabilities are gaining more and more traction in the market. Next, we’ll call out what to watch for, from a fiduciary perspective, within the upcoming Department of Labor environmental, social and governance (ESG) ruling, as ESG continues to grow as an increasingly important topic for employees. Third, as employers and employees grapple with returning to work, we seek to offer guidance on the flexible office/remote environment, and what steps might possibly be taken by employers to help employees, and plan participants, remain engaged. Finally, we look at the headline-making world of cryptocurrency and examine the impact of this rapidly evolving technology on DC plan menus.

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Profille image of Dimitrios Stathopoulos
Dimitri Stathopoulos
Head of Americas Institutional Advisory Services

The views and opinions expressed are for informational and educational purposes only as of the date of production/writing and may change without notice at any time based on numerous factors, such as market or other conditions, legal and regulatory developments, additional risks and uncertainties and may not come to pass. This material may contain “forward-looking” information that is not purely historical in nature. 

Such information may include, among other things, projections, forecasts, estimates of market returns, and proposed or expected portfolio composition. Any changes to assumptions that may have been made in preparing this material could have a material impact on the information presented herein by way of example. Past performance is no guarantee of future results. Investing involves risk; principal loss is possible. 

All information has been obtained from sources believed to be reliable, but its accuracy is not guaranteed. There is no representation or warranty as to the current accuracy, reliability or completeness of, nor liability for, decisions based on such information and it should not be relied on as such. For term definitions and index descriptions, please access the glossary on Please note, it is not possible to invest directly in an index. 

A word on risk 

All investments carry a certain degree of risk and there is no assurance that an investment will provide positive performance over any period of time. Equity investing involves risk. Investments are also subject to political, currency and regulatory risks. These risks may be magnified in emerging markets. Diversification is a technique to help reduce risk. There is no guarantee that diversification will protect against a loss of income.

Please note that this information should not replace a client’s consultation with a tax professional regarding their tax situation. Nuveen is not a tax advisor. Clients should consult their professional advisors before making any tax or investment decisions.

Nuveen provides investment advisory services through its investment specialists.

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