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Overview _Hero Landing

next issue no.3: The future of defined contribution

From the editor

After a decade-long stretch of U.S. economic growth and outsized stock market returns, we are heading into the second half of 2019 from a much different place than we were a year ago. At that time, both fixed income and equity markets agreed that the U.S. outlook was bright and that the economic expansion was going to last a good deal longer.

Now, we are clearly in the later stages of the economic cycle. And while we do not think the cycle is over just yet, we do expect a period of slower growth and tighter financial conditions, both of which translate into lower investment returns.

So, what can plan sponsors do in this environment to come? In this issue of next, we offer tips for managing participant outcomes in the late cycle. In addition, we give guidance on running an effective plan committee and how to address the growing retirement gender gap. We round out the issue by looking ahead at the emerging trend of student loan repayment features within 401(k) plans.

While financial conditions and markets are changing, your commitment to creating positive retirement outcomes for your employees has not. And neither has ours. With a 100-year legacy of providing retirement solutions and income, Nuveen has supported our clients in this mission, and we hope to continue for the next 100 years.

We hope you enjoy this issue of next.

 

U.S. Institutional Sales
Christopher David
David Christopher
Managing Director,
Defined Contribution
Institutional Sales
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Glossary

The 30-day Treasury Bill is a short-term debt obligation backed by the Treasury Department of the U.S. government with a maturity of less than one year.

The S&P 500® Index is a capitalization-weighted index of 500 stocks designed to measure the performance of the broad domestic economy.

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