0
Add funds
Fund 1
Fund 2
Fund 3
Fund 4
TOOLS
The Morningstar Fund Compare tool quickly evaluates different funds against one another. In addition to Nuveen funds, add any MF, CEF or ETF available from Morningstar. Important information and disclosures are included after you click Generate Report. Please ensure to enable pop-ups in your browser.
The Morningstar Portfolio Review tool compares and analyzes your portfolio holdings. In addition to Nuveen funds, add any MF, CEF or ETF available from Morningstar. Important information and disclosures are included after you click Generate Report. Please ensure to enable pop-ups in your browser.
Tools are currently unavailable for use on mobile. Please visit the desktop site.
fund compare tool image
Fund Compare
Quickly evaluate different MFs, CEFs and ETFs against one another
portfolio review tool image
Portfolio Review
Generate a detailed analysis of your portfolio holdings including MFs, CEFs and ETFs
plan profit calculator image
Plan Profit (k)alculator
A plan profitability analysis may reveal a more accurate business financial picture
Image of Municipal bond investing ladder tool
Municipal Bond Ladder Tool
Learn how a laddered portfolio may perform in rising rate environments
Powered by Morning star
Which type of investor are you?
Asset Allocation

Dollar cost averaging: opportunity amidst uncertainty

 dollar Chart

During periods of uncertainty and increased market volatility, investors can easily lose sight of their long-term financial goals or even fall into the trap of trying to time the ups and downs of the market. But keep in mind, in order to be a successful market timer you need to get it right twice — when to exit and again when to re-enter the market.

Since 2000, there have been three bear markets. During each overall market drop, multiple up-market periods add to the complexity of trying to time your actions.
Ex 1: Since 2000, there have been three bear markets.
Dollar cost averaging is a disciplined investment plan that results in buying more shares when prices are low and fewer shares when prices are high. This may help:  

As markets move lower, it’s natural to want to sell out of stocks and buy bonds. But remember, historically stocks have tended to provide higher returns.

Investors that stick to a systematic investing plan, like dollar cost averaging, may actually take advantage of stock market downturns to enhance investment return over the long-term.

Rolling 10 years periods

Consider the example below:
 
Exhibit 3: Accumulation of wealth after 20 years
Related articles
Asset Allocation Staying invested: long-term investment horizons
The advice to “stay invested” is probably as old as the idea of investing itself.
Retirement next issue no. 5: The future of defined contribution
Setting the foundation: Expanding options to bring the default to the next level.
  TIAA-CREF Lifecycle Index Fund Rankings

Note: U.S. stocks are represented by the S&P 500® Index and U.S. bonds are represented by the Bloomberg US Aggregated Bond Index. Total returns include reinvested income and dividends.

 S&P 500® Index (S&P 500) is an unmanaged index of 500 stocks that is generally representative of the performance of larger companies in the U.S. Performance does not reflect the impact of fees and expenses. Investors cannot invest directly in an index. Unmanaged index returns do not reflect any fees, expenses or sales charges.

Bloomberg US Aggregate Bond Index, or the Agg, is a broad base, market capitalizationweightedbond market index representing intermediate term investment grade bonds traded in theUnited States. Investors frequently use the index as a stand-in for measuring the performance of theU.S. bond market.

A word on risk

All investments carry a certain degree of risk, including possible loss of principal, and there is noassurance that an investment will provide positive performance over any period of time. Nuveen providesinvestment advisory solutions through its investment specialists.

You are about to access our website for visitors outside of the United States.

You are about to access our website for Nuveen Global Cities REIT

You are leaving the Nuveen website.

You are leaving the Nuveen website and going to the website of the MI 529 Advisor Plan, distributed by Nuveen Securities, LLC.

The Nuveen website for institutional investors is available for you.

You are about to access our website for visitors outside of the United States.

Contact us
Contact us
Back to Top