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Asset Allocation - Risk and Reward 1926-2011
As advisors seek to allocate client assets according to risk and return objectives, a historical perspective on the value of diversification may be useful. This paper includes a chart with a wealth of annual return statistics and measures for a range of asset class mixes (stocks, bonds, cash) plus an illustration of the range of returns produced by those asset class mixes.
| Advisor |
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Tax Facts Quick Reference 2012
This resource provides a summary of key rates and thresholds impacting income, social security, estate, retirement and investment taxes.
| Advisor |
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Briefing Paper: The Value of Professional Advice
This paper discusses some of the benefits investors may experience by seeking professional financial advice, discusses important factors to consider when selecting a financial advisor, and provides a list of sample questions to ask when interviewing advisors.
| Advisor |
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White Paper: Where Assets Are Owned Can Be As Important as the Type of Assets Owned
This paper discusses the impact tax treatment can have on assets placed in different account types. Hypothetical examples demonstrate the potential benefits of asset location strategies among taxable, tax-deferred and tax-exempt accounts.
| Advisor |
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White Paper: 2011 Year-End Financial Planning Strategies
This paper highlights strategies to be familiar with for year-end planning including AMT planning, investment income, retirement distribution planning and annual gifting to family and charities.
| Advisor |
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Briefing Paper: Perspectives on "The Lost Decade"
For many investors, the ten year period from 2000-2009 epitomizes the risks of equity investing and why they should not or cannot “trust the market.” This period is popularly referred to as the “Lost Decade”, implying that investors would have been better off had they avoided investing entirely from January 1, 2000 through December 31, 2009. This paper examines popular notions of the Lost Decade and presents an alternative perspective for investors to consider as they evaluate their long-term investment strategies in light of the Lost Decade noise.
| Advisor |
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Briefing Paper: Maintaining Perspective in Down Markets
This paper provides information on the eleven bear markets since World War II (including the most recent one); considering such factors as how long they last, how severe they can be, how long it has taken to recover and what can be learned from previous bear markets.
| Advisor |
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Briefing Paper: The Financial Advisor Interview: Asking the Right Questions
This briefing paper provides a list of questions, organized by category, to help investors determine the services, expertise and overall relationship provided by a financial advisor.
| Advisor |
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Essential Performance Metrics to Evaluate and Interpret Investment Returns
This guide identifies and explains popular performance metrics and utilizes a hypothetical case study to illustrate how they can help evaluate investment managers.
| Advisor |
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White Paper: The Value of Professional Advice
This program explores the various benefits of professional financial advice, considers ways to approach common fee-related client conversations, and discusses best practices for communicating value to current and prospective clients.
| Advisor |
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Tax Facts Quick Reference 2011
This resource provides a summary of key rates and thresholds impacting income, social security, estate, retirement and investment taxes.
| Advisor |
