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View Nuveen's Investor Privacy Policy |
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Nuveen Investments (Nuveen) and its affiliates provide the information in this web
site as a service to its customers and other visitors, to be used for informational
purposes only.
While we have tried to provide accurate and timely information, and have relied
on sources we believe to be reliable, the site may include inadvertent technical
or factual inaccuracies. Nuveen does not warrant the accuracy or completeness of
the materials provided, either expressly or impliedly, and expressly disclaims any
warranties of merchantability or fitness for a particular purpose.
Neither Nuveen nor any of its affiliates, directors, officers or employees, nor
any third party vendor, will be liable or have any responsibility for any loss or
damage that you incur in the event of any failure or interruption of this site,
or resulting from the act or omission of any other party involved in making this
site or the data contained in it available, or from any other cause relating to
your access to, inability to access, or use of the site or these materials.
Decisions based on information contained on this site are the sole responsibility
of the user, and in exchange for using this site, you agree to hold Nuveen and its
affiliates harmless against any claims for damages arising from any decision you
make based on such information.
Nuveen reserves the right to withdraw or prohibit access to the site, and to revise
the software, materials, information and the services and products described in
this site, at any time without notifying users.
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Each of the Nuveen mutual funds and defined portfolios is offered only by a current
prospectus. You may access the prospectus for any Nuveen mutual fund or defined
portfolio while accessing this web site by selecting the "prospectus" link found
throughout the site. The prospectus contains more complete information about each
product, including its investment objective, style and risks, and its advisory fee,
distribution charges and other expenses. Please read the prospectus carefully before
you invest. You may receive a paper copy of any prospectus at no charge by contacting
us.
Nothing else contained on this site should be used or construed as an offer to sell,
a solicitation of an offer to buy, or a recommendation for any security. Nor is
it intended as investment, tax, financial or legal advice. Investors should seek
such professional advice for their particular situation.
This site is published in the United States for residents of the United States.
Investors outside of the United States are subject to securities and tax regulations
within their applicable jurisdictions that are not addressed on this site. Nothing
on this site should be considered a solicitation to buy or an offer to sell shares
of any Nuveen investment in any jurisdiction where the offer or solicitation would
be unlawful under the securities laws of such jurisdiction. U.S. investors are advised
that not all investments described on this site are available for sale in all states.
Performance information presented on this web site is historical, and is not indicative
of future results. Investment returns and principal may vary, and at the time of
sale, your investment may be worth more or less than its original cost. It is possible
to lose money by investing in the fund. Nuveen investments are not deposits or obligations
of, or guaranteed or endorsed by, any bank, and are not federally insured or guaranteed
by the U.S. government, the FDIC, the Federal Reserve Board or any other agency.
Nuveen municipal investments offer income free from federal income tax. Distributions
may be subject to state and local taxes and to the alternative minimum tax. Capital
gains will be subject to capital gains taxes.
Some Nuveen products invest in international securities, which can involve different
risks than U.S. investments. These risks include political or economic instability,
difficulty in predicting international trade patterns, lack of publicly available
information about foreign companies, changes in foreign currency exchange rates
and the possibility of adverse changes in investment or exchange control regulations.
Some of the investments and services on this site may not be available in or appropriate
for a retirement savings plan. Please contact your financial advisor about any investment
restrictions associated with your particular plan.
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All text and graphic images contained in this web site are subject to copyright
and/or trademark protection. Nuveen owns or is licensed to use the rights to all
brand names, product names, trademarks and service marks except as otherwise noted.
No information contained on this site may be reproduced, transmitted, displayed,
distributed, published or otherwise used for commercial purposes without the prior
written consent of Nuveen. You may, however, print or electronically store copies
of the information for your own personal use or that of your clients.
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Hypertext links to other Internet sites (links) are included as a convenience for
our customers and visitors. Nuveen assumes no liability for the content of any linked
sites, including, without limitation, the accuracy, subject matter, quality or timeliness
of the content. The fact that such links have been provided does not constitute
an endorsement, authorization, sponsorship by or affiliation with Nuveen with respect
to any linked site or its sponsor. There are risks in using any information, software
or product accessed on the Internet, and we urge you to make sure you understand
these risks before doing so. Nuveen is not liable for any harm caused by the transmission,
through access of this site, of a computer virus, or other computer code or programming
device that might be used to access, delete, damage, disable, disrupt or otherwise
impede the operation of the site or of any user's software, hardware, data or property.
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Investor Privacy Policy
Nuveen Investments (and its affiliated investment advisers and funds) considers
your privacy our utmost concern. In order to provide you with individualized service,
we collect certain nonpublic personal information about you from information you
provide on applications or other forms (such as your address and social security
number), and information about your account transactions with us (such as purchases,
sales and account balances). We may also collect such information through your account
inquiries by mail, email, telephone or web site.
We do not disclose any nonpublic personal information about you to anyone, except
as required or permitted by law. Specifically, so that we may continue to offer
you Nuveen Investments products and services that best meet your investing needs,
and to effect transactions that you request or authorize, we may disclose the information
we collect, as described above, to companies that perform administrative or marketing
services on our behalf, such as transfer agents, or printers and mailers that assist
us in the distribution of investor materials. These companies will use this information
only for the services for which we hired them, and are not permitted to use or share
this information for any other purpose.
If you decide at some point either to close your account(s) or to become an inactive
customer, we will continue to adhere to the privacy policies and practices described
in this notice.
With regard to our internal security procedures, we restrict access to your personal
and account information to those employees who need to know that information to
service your account. We maintain physical, electronic and procedural safeguards
to protect your nonpublic personal information.
For questions about our policy, or for additional copies of this notice, please
contact Nuveen Investments at 333 W. Wacker Drive, Chicago, IL 60606, or 800-257-8787.
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Anti-Money Laundering
The USA PATRIOT Act, signed by President Bush, is designed to detect, deter, and
punish terrorists in the United States and abroad. The ACT imposes new anti-money
laundering requirements on all financial institutions – from check-cashing and currency
exchange stores to the largest banks, brokerage firms and mutual fund companies
– including Nuveen Investments (and its affiliated investment advisers and funds).
To help the government fight the funding of terrorism and money laundering activities,
federal law requires all financial institutions to obtain, verify and record information
that identifies each person or company that opens an account. When you open an account,
you will be required to provide your name, address date of birth and other information
that will allow us to identify you and any other persons listed on your account
which have trading authority.
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Advisor Privacy
If you are an advisor, you will be asked for an email address when you register
to access the Advisor Services area of the web site. Nuveen may use your address
to notify you of information regarding the site and its features, and about other
Nuveen products and services. If you do not wish to receive such information, please
use the Contact Us feature on the site to notify us of your desire not to receive
such notifications.
The following is additional information regarding the protection and confidentiality
of the personal and account information Nuveen collects about investors through
this web site. If you have questions, please call us at 1-800-257-8787.
Information we gather on the Nuveen web site, and what we do with it
Within the public areas of the Nuveen web site, no account or personal information
is obtained for storage on Nuveen's or our transfer agents' systems other than information
you enter. This information is used only to provide you with the information or
materials that you specifically request.
The Nuveen Account Access System, which is designed for account holders whose accounts
are held by JP Morgan/Chase and State Street Bank & Trust, and the financial
advisors of those account holders, requires an account number, social security number,
or tax identification number and an individually selected personal identification
number (PIN) in order to protect your privacy. These numbers help us verify that
you are authorized to access the account information you are asking to view. Please
note that your PIN for online account access must be identical to the PIN used for
the Nuveen Investor Services telephone account access system. As described below,
cookies, in addition to expediting access to certain personalized screens, are used
to give us a summary view of how our site is used. We analyze the collected data
to determine how to make the site better and more efficient for our users. This
tracking data is used only by Nuveen.
"Cookies" are data files sent by a web site to your personal computer's memory.
They can be used to track activity of the site, and help enhance your subsequent
access to personalized portions of the site.
This site uses cookies, which store your personal information on your personal computer.
They also maintain an identifier on your personal computer that the Nuveen web site
can recognize to retrieve certain information.
Your privacy and security are not compromised when your computer accepts a cookie
from our web site. No other organization can access Nuveen cookie information but
Nuveen.
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How encryption further protects information sent to and from our web site
For the Account Access System, we use proven encryption methods to transmit account
information across the Internet from our transfer agents (JP Morgan/Chase and State
Street Bank & Trust). Use of this system is restricted to browsers that support
Secure Socket Layer (SSL) protocols and 128-bit encryption. The 128-bit factor increases
the difficulty of decoding a message and is today's highest level of encryption.
Encryption is a process that scrambles a message mathematically to conceal its content.
This process is used to protect messages from tampering, forgery, and eavesdropping
over the Internet.
SSL is the leading industry standard for security World Wide Web transmissions.
It is supported by Netscape Navigator 4x, Microsoft Internet Explorer 4x, and AOL's
4X, web access. These browsers support SSL at 128-bit encryption. The 128-bit factor
increases the difficulty of decoding a message and is today's highest level of encryption.
When you select the Account Access System, you will be alerted that you have entered
a secured area. If your browser does not meet our SSL and encryption requirements,
you will be provided with links to major browser web sites where you can download,
at no charge, the most current browser available.
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How you can correct and update personal information
If you need to update or correct any information that appears on the Account Access
System, please contact us.
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How you can block access to your account information from our web site
We hope that you will appreciate the convenience of having 24-hour access to information
about your Nuveen accounts. We understand, however, that some account holders may
prefer not to participate in this service. If for any reason you wish to block access
to your account information from this web site, please contact us. Please note that
blocking access to your account via the web also blocks access to account information
by telephone via Nuveen's Investor Services telephone account access system.
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Mutual Fund Account Access System Terms and Conditions
Accessing or requesting account information or transactions through Nuveen's online
account access system constitutes and shall be deemed to be to be an acceptance
of the following terms and conditions.
The accuracy, completeness and timeliness of all mutual fund information provided
is the sole responsibility of Nuveen Investments which provides the information.
No party which provides a connection between this web site and Nuveen Investments
or its transfer agency system can verify or ensure the receipt of any information
transmitted to or from Nuveen Investments or its transfer agent, or the acceptance
by, or completion of any transaction with, Nuveen Investments.
The on-line acknowledgments or other messages which appear on your screen for transactions
entered do not mean that the transactions have been received, accepted or rejected
by Nuveen Investments. These acknowledgments are only an indication that the transactional
information entered by you has either been transmitted to Nuveen Investments, or
that it cannot be transmitted. It is the responsibility of Nuveen Investments to
confirm to you that it has received the information and accepted or rejected a transaction.
It is the responsibility of Nuveen Investments to deliver to you a current prospectus,
confirmation statement and any other documents or information required by applicable
law.
No transaction shall be deemed accepted until you receive a written confirmation
from Nuveen Investments.
You are responsible for reviewing all Nuveen Investments account statements received
by you in the mail in order to verify the accuracy of all mutual fund account information
provided in the statement and all transactions entered through this site. You are
also responsible for promptly notifying Nuveen Investments of any errors or inaccuracies
relating to information contained in, or omitted from your mutual fund account statements,
including errors or inaccuracies arising from the transactions conducted through
this site.
Transactions are subject to all requirements, restrictions and fees as set forth
in the prospectus of the selected fund. Usage of the mutual fund account access
system requires that you read, understand and accept the terms and conditions described
above.
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